Apartment Insurance

Product Overview

McGowan Risk Specialists is an Apartment specialist. We have access to all the most aggressive markets and programs for this class of business for coastal and non-coastal apartments in regards to property coverage and liability coverage. We access these carriers on brokerage and online rater level. We write this coverage on a national basis.

We also are a program administrator for this class of business in regards to General Liability coverage. With our program we specialize in class A and B+ Habitational. The below summarizes our program GL capabilities.

TARGET
  • Commercial General Liability
CLASSES OF BUSINESS
  • Apartments
MINIMUM PREMIUM
  • $2,500
STATES
  • All States
PAPER
  • A.M. Best “A” Rated
SUBMISSION REQUIREMENTS
  • Acords, McGowan Habitational Supplemental, loss runs, prior pricing and target pricing

CAT & Specialty Property Division Applications

Download: McGowan Supplemental

To Obtain Quotes:
A complete submission requires the following:
  • ACORD application (Commercial Section).
  • 3 – 5 years of loss summary for all underlying policies.
  • Supplemental applications (at the underwriter’s discretion).
  • Please submit to: ajames@mcgowanrisk.com
To Bind Coverage:
  1. A written request to bind.
  2. A signed ACORD submission.
  3. 3 years of loss runs for all underlying policies.
  4. Supplemental applications (at the underwriter’s discretion).

CONTACT

Austin James    |    Will Jayne    |    Brian Hogge    |    Frank Menucci    |    Darin McClure    |    Todd Tomlin