Coastal Property Insurance

Product Overview

Commercial property owners must protect themselves when their property is near the coast. Hurricane season comes every year. McGowan Wholesale has access to many carriers who are able to offer best in class wind coverage for many classes of business. As the market continues to tighten up on most real estate, it’s important to make sure you are getting the best deal for your clients.

  • Apartments, Condominiums, Shopping Centers, Hotels, Warehouses, Churches, Office buildings, manufacturing and general real estate
  • All Risk or Wind and hail only
  • Special Form
  • Multiple Deductible options
  • A.M. Best A rated Carriers. We use brokerage carriers and online in-house raters.
  • Tier 1 and Tier 2 counties from TX to Maine
  • TIV “Sweet Spots”: $1M-$100M TIV
  • Acords, Excel Schedule of Values, 5 year loss runs, target terms and pricing

Download MRS CAT Coastal Property Brochure

CAT & Specialty Property Division Applications

Download: ACORD Application (125)

Download: Checklist

Download: MRS CAT (SOV)

Download: MRS NON-CAT (SOV)

To Obtain Quotes:
A complete submission requires the following:
  • ACORD application (Commercial Section).
  • 3 – 5 years of loss summary for all underlying policies.
  • Supplemental applications (at the underwriter’s discretion).
  • Please submit to:
To Bind Coverage:
  1. A written request to bind.
  2. A signed ACORD submission.
  3. 3 years of loss runs for all underlying policies.
  4. Supplemental applications (at the underwriter’s discretion).


Austin James    |    Will Jayne    |    Ross Hackney    |    Lawson Poole    |    David Harr    |    Darin McClure